TAX PLANNING – Create a plan of action today that may help reduce taxes throughout your retirement.
TAX AWARENESS – Know the difference between Taxable vs. Tax Deferred vs. Tax Free.
SOCIAL SECURITY – Learn how to maximize benefits and avoid making costly mistakes.
MARKET VOLATILITY – What investment strategies you can use now to protect yourself and be positioned for growth.
SPOUSAL PROTECTION – Protect your spouse from major income loss at your passing.
RETIREMENT INCOME – Design a plan to make sure you never outlive your money.
MEDICARE PREMIUMS – Planning insights to help reduce Medicare premiums from IRMAA calculation surcharges.

Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Any comments regarding safe and secure investments and/or guaranteed income streams refer only to fixed insurance products overseen by state insurance regulators and not any investment advisory products. Rates and guarantees provided by insurance products and annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. No investment, legal or tax advice is provided. Always consult with a professional. A Roth conversion may not be suitable for your situation. The primary goal in converting retirement assets into a Roth IRA is to reduce the future tax liability on the distributions you take in retirement, or on the distributions of your beneficiaries. The information provided is to help you determine whether or not a Roth IRA conversion may be appropriate for your particular circumstances. Please review your retirement savings, tax, and legacy planning strategies with your legal/tax advisor to be sure a Roth IRA conversion fits into your planning strategies.